Everyone hates to hear the word "budget" as it implies no fun, cutting back on things, and lack of freedom. In reality, a budget will actually keep you on track and allow you to do more fun things in life. In fact, a couple on a budget speaks openly about budgeting on Mybudget.com they were able to pay for a wedding and a honeymoon in Hawaii thanks to budgeting!
2. Go all in on cash
It's pretty common knowledge that spending only the cash you have every week will cut down on your expenses. The reason why is pretty simple. It actually hurts to spend money when you can see it leave your wallet. According to Business Insider, people have had great success paying down debt and even growing a business by using cash.
3. Take 5 minutes every day
Mint.com says that taking 5 minutes per day to reconcile your checking account can actually help keep you on track financially. According to them, balancing your funds every night allows you to check in on the situation regularly so you don't forget you have spent money somewhere else already. Additionally, checking in every day will help you catch any errors and improves communication with your other half.
4. Set specific financial goals
Having a budget in place is also one of the best ways to see how your goals are coming along. If you want to take a vacation for example, figure out how to save $1200 for your trip by budgeting $100 every month for the year. Breaking your goals down into manageable pieces as opposed to one big number can make all the difference for your success. Make sure you have small celebratory milestones as well. Can't save $100 per month? How about $3.29 per day? Everyone can find a way to save $3.29 per day, which is $100 per month, which is $1200 per year.
5. Create a support group
Don't try to do it all by yourself. Get a support group together of friends and family that are trying to do the same thing. Share coupons and sales information to save each other money. Buy small gifts from each other's businesses to support the other one. Take turns baby sitting so you can have a movie night with your other half. Whatever you do, share your journey! Your success and failures will motivate someone else as well as yourself.